From the Desk of Thomas Ott

I woke up one morning and decided to build a life instead of making a living. 
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U.S. Job Seekers Exceed Openings by Record Ratio - NYTimes.com

Ms. Kransky, 51, has run through her life savings of roughly $10,000. Her job search has garnered little besides anxiety.

“I’ve worked my entire life,” said Ms. Kransky, who lives alone in a one-bedroom apartment. “I’ve got October rent. After that, I don’t know. I’ve never lived month to month my entire life. I’m just so scared, I can’t even put it into words.”

Last week, Ms. Kransky was invited to an interview for a clerical job with a health insurance company. She drove her Jeep truck downtown and waited in the lobby of an office building for nearly an hour, but no one showed. Despondent, she drove home, down $10 in gasoline.

For years, the economy has been powered by consumers, who borrowed exuberantly against real estate and tapped burgeoning stock portfolios to spend in excess of their incomes. Those sources of easy money have mostly dried up. Consumption is now tempered by saving; optimism has been eclipsed by worry.

Meanwhile, some businesses are in a holding pattern as they await the financial consequences of the health care reforms being debated in Washington.

The financial consequences are catastrophic if we do have a national health care system. How will it be paid for, realistically? Keep printing money and kill small business in the process, that's how.

Welcome to the new Depression (lite) people.

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Filed under  //   Economy   Politics   Small Biz   Small Business  

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Bankers Face Sweeping Curbs on Pay - WSJ.com

Under the proposal, the Fed could reject any compensation policies it believes encourage bank employees -- from chief executives, to traders, to loan officers -- to take too much risk. Bureaucrats wouldn't set the pay of individuals, but would review and, if necessary, amend each bank's salary and bonus policies to make sure they don't create harmful incentives.

Yes, they are planning on doing that because banks usually privatize the profits and socialize the losses. However, this sets a dangerous precedent. They'll be regulating Doctor's pay real soon, then Engineers, and then your pay. There won't be any incentive to DO ANYTHING anymore.

How about letting the banks implode next time? Wait, no, we can't do that! God forbid the rich become poor! Let the taxpayer foot the bill. How is this TRUE capitalism? It isn't, it never was. We've been a socialist country since FDR's time.

Welcome to serfdom people.

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